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Return to Mortgages HomeYour Options Explained

Whether you’re buying a property, releasing equity or just want to re-mortgage, we have something for you.

FeeSaver Mortgage 1

You could save you up to £1,600 on legal, valuation and application fees on completion of your mortgage. You will find a selection of FeeSaver mortgages in our Residential mortgage range.

1FeeSaver mortgages - Standard valuation paid by BIM (we must instruct the valuation), no arrangement fee is charged on the Standard Residential FeeSaver.

EasySwitch Mortgage2

Designed specifically for people who want to re-mortgage, EasySwitch mortgages take the expense out of moving lenders. With the EasySwitch mortgage, the valuation is free of charge and we meet the standard legal fee for using a Bank of Ireland nominated solicitor. In addition, no arrangement fee is payable on a Standard Residential EasySwitch mortgage.

2EasySwitch mortgages are only available for remortgage purposes. Standard valuation paid by BIM (we must instruct the valuation), no arrangement fee is charged on the Standard Residential EasySwitch mortgages and the Standard legal fees are paid for when using a BIM nominated solicitor.

1st Start Mortgage

Bank of Ireland offers a unique joint mortgage proposition that gives parents or close relatives a realistic and attractive alternative to cashing in their own investments to fund deposits for the first time buyer. 1st Start mortgages are available up to 95% of the property value. Ask for our special leaflet on this product.


Please read our Personal Banking Guide - 187KB PDF Document.